A fantastic post about disrupting education..
This passage was of particular interest:
American companies that own a popular online market for customized education can expect to increase profits dramatically by:
1. introducing a loan program for consumers of customized education
2. making the popularity of the company’s market and loan program mutually reinforcing, so a borrower who performs well as a student is rewarded with a lower interest rate
3. taking advantage of new government regulations to become a bank, as a means of increasing the amount of money the company can lend
4. introducing other loan programs and financial services that complement the market